Our pets quickly become a valuable and irreplaceable part of our families. Adopting a puppy is much like bringing home a newborn baby; you suddenly become worried about every aspect of their safety and may even be afraid to take them outside for the first time.
You can’t foresee or prevent everything that might occur in your pet’s life, but pet insurance will help you be prepared for anything that happens.
7 Reasons Why You Need Pet Insurance
1. Pets Can Get Sick
Everybody has sick days. Human children can tell you when they start to notice symptoms like a fever or an upset stomach, but your pets can’t always communicate if they feel ill. Instead, you will simply notice that they are more lethargic or uninterested in their food.
As with human children, many pets will recover from the flu in a matter of days. If the lethargy continues, or if your dog starts to exhibit symptoms like nausea or diarrhea, it could be a sign of something more serious than a cold.
A visit to the vet is often the only way to be sure that your pet is healthy and safe.
2. Some Dogs Will Eat Anything
You tell your dog to stay out of the trash, but that doesn’t mean she always listens. Some dogs and cats will eat rotten food, toxic materials, or completely undigestible items like tin foil or plastic bags.
Eating the wrong substance can poison your pet, damage her stomach lining, and cause a great deal of discomfort.
If the item is small, your pet might be able to pass it on her own; but in some cases, the vet will need to pump your dog’s stomach. This procedure can be quite expensive, especially if you weren’t expecting a trip to the vet.
Even if you watch your pet continually, you can’t always prevent her from eating something toxic. Pet insurance will save your dog’s life without depleting your savings account.
3. Injuries Can Be Devastating
Accidents happen. Although no one likes to think about their beloved pet getting hurt, serious medical situations do arise. Car accidents and bad falls can result in broken bones or other serious health problems.
Pet insurance is the best way to make sure that your pet will make it through one of these traumatic incidents.
Insurance will let you choose the expensive but important surgery that could save your pet’s life.
Even if the full cost of the surgery isn’t covered by your insurance, many agencies will help you set up a payment plan to handle the remaining medical bills.
4. Regular Vet Visits Improve Your Pet’s Lifespan
Pets who visit the vet tend to live longer and healthier lives. Your veterinarian can recommend dietary changes, give your dog vaccines, and check her for conditions like heart worm. Vets will also notice if your dog is developing arthritis and assist her through the problems of old age.
Regular preventative care will keep small problems from turning into serious medical conditions. If cancer or other chronic problems are caught early, the treatment options will be greater and more affordable.
Pet insurance companies let you choose your own veterinarian. Basic insurance covers regular checkups and standard preventative care. You’ll be able to schedule those bi-yearly trips to the vet without paying extra out of your pocket.
5. Chronic Conditions Can Be Treated
A cancer diagnosis doesn’t have to be a death sentence for your pet. Veterinary science has become extremely advanced, and many chronic conditions can be treated or even cured with regular medical care.
Unfortunately, treatment for any chronic condition can be extremely expensive. These conditions require blood work, biopsies, regular appointments, and prescription medications.
In some cases, these treatments will need to continue for the rest of your pet’s life.
Your pet insurance will help you cover these costs if your pet falls ill. The lifetime cost of a monthly insurance payment will typically be less than the amount you would pay for even one of these bills.
6. Pet Insurance Is Available for All Pets
Whether you have a dog, a cat, or a guinea pig, you can find a pet insurance plan that will help keep your pet safe and healthy. Most pet insurance plans do not discriminate based on breed, age, or other determining factors.
All pets have a chance to fall ill or get into an accident. Birds and cage pets are just as vulnerable as dogs and cats. Your pet insurance plan will provide coverage to every pet in your family, no matter how large or small they may be.
7. Your Pet Deserves the Best
If an accident does happen, you don’t want to have to choose between your best friend and your financial security. Many pet owners find themselves forced to choose less effective remedies or discontinue treatment altogether because they simply cannot afford the expensive medical bills.
Pet insurance is a regular monthly expense that can easily fit into your budget. With an insurance plan, you will know that your pet is safe if something serious happens. You won’t need to compromise on their medical care at any point during her life.
Your pet trusts you to provide everything for her; insurance will make sure that you can be there even through the most difficult
Choose a compassionate pet insurance provider with a comprehensive policy. Most insurance plans will cover multiple pets for a reduced cost per pet. Some policies only cover medical bills up to a certain amount, so make sure that your coverage is enough to handle an emergency scenario.
Insurance rates are often better for younger pets; register your pet early and take advantage of those savings later in their life.
Accidents, illnesses, and serious medical conditions can greatly impact your pet’s quality of life. Pet insurance will let you make decisions that keep your pet with you as long as possible.
About the Author:
Lindsey Harper has always been a pet lover since she got her first puppy as a kid. She is the co- founder of AvidPup.com, a pet blog where guides and tips are shared so dog lovers can raise their pups healthy and happy.